Commercial Insurance for Your Business

Everything you need to keep your company protected.
Starting at only $100 per year

Protect your business

Underwritten by

The Paak logo2020INC logoArise Health logoEphicient logo

Get covered in minutes

Select your product and unlock multiple quotes with fewer questions.

Business Owners Policy

Get A Quote

Workers Compensation

Get A Quote

Tailored insurance coverage

Insurance coverage customized to suit your specific needs.

Bodily Injury Coverage


Protects against claims related to physical harm caused to a person by your business activities.

Coverage up to $1,000,000

Property Damage Coverage

Protects your business against claims of bodily injury, property damage, and personal or advertising injury.

Coverage up to $1,000,000

Personal and Advertising Injury Coverage

Protects your business against claims of libel, slander, copyright infringement, and other similar offenses.

Coverage up to $1,000,000

Products and Completed Operations Coverage

Protects against claims arising from products you sell or work you've completed.

Coverage up to $1,000,000

Medical Payments Coverage

Helps cover medical expenses if someone is injured on your premises, regardless of who is at fault.

Coverage up to $1,000,000

Damage to Rented Premises Coverage

Damage to Rented Premises CoverageProtects you if you cause damage to the rented premises.

Coverage up to $1,000,000

Property Insurance

Protects your business property, including buildings, equipment, inventory, and furniture, against damages or loss caused by covered perils.

Coverage up to $1,000,000

General Liability Insurance

Protects your business against claims of bodily injury, property damage, and personal or advertising injury.

Coverage up to $1,000,000

Business Interruption Insurance

Helps replace lost income and cover ongoing expenses if your business operations are interrupted or temporarily shut down due to covered perils.

Coverage up to $1,000,000

Equipment Breakdown Insurance

Helps cover the cost of repairing or replacing essential equipment and machinery if they breakdown due to mechanical, electrical, or pressure system failures.

Coverage up to $1,000,000

Professional Liability Insurance

Protects professional service providers against claims of negligence, errors, or omissions in the services they provide.

Coverage up to $1,000,000

Commercial Auto Insurance

Provides coverage for liability, property damage, and medical payments resulting from accidents involving your business vehicles.

Coverage up to $1,000,000

Have a claim?

Here’s what you need to report your claim.

Submit

Provide necessary documentation and details regarding your claim.


Process

Our expert team swiftly evaluates your claim, ensuring accuracy and efficiency.

Receive

Once approved, expect prompt reimbursement directly into your designated account.

Frequently asked questions

Got questions? Find answers here!

What is an Additional Insured?
An Additional Insured is someone who requests to be protected under your commercial general liability policy with respect to liability arising out of your actions or operations. In many cases, these are the companies or organizations hiring you, because they want to ensure that if anything goes wrong while you’re working on their behalf, they will be defended and covered under your insurance for 30 days.

Our friendly team will work with you to get you up and running as soon as possible.
What Doesn't General Liability Insurance Cover?
General Liability Insurance typically does not cover damages to your own property, employee injuries, professional mistakes, or intentional acts. It primarily covers third-party claims of bodily injury, property damage, and advertising injuries.
Can I deduct general liability insurance on my taxes as a business expense?
Yes, general liability insurance is generally deductible as a business expense. It is considered an ordinary and necessary cost of operating a business, which makes it deductible under the Internal Revenue Code.
How do I show proof I have a general liability policy?
Proof of having a general liability policy is usually demonstrated through a Certificate of Insurance (COI). This document, provided by your insurer, outlines the coverage details and policy limits and serves as official evidence of your insurance coverage.